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Four Things to Know about Bail Bonds Payment Plans

Purchasing a bail bond is a useful way to get yourself or someone you know out of jail, but if you cannot come up with the money to pay the full amount, a payment plan is alternative option. Although the premium is usually more affordable, some people simply cannot shell out hundreds or thousands of dollars on the spot. Payment plans can be a more manageable way to pay for this service, so you or your loved one can get out of jail. Here’s what you need to know about bail bond payment plans.

Down Payment

When you work with a bail bondsman, you are usually expected to pay a down payment. This payment secures your service agreement. In some cases, you may be unable to get access to this money, so you can negotiate with the bail bondsman to pay a smaller amount upfront and pay the rest in the payment plan, or use another form or payment such as collateral.

Installment Payments

A payment plan allows you to purchase a bail bond in installments when you are unable to pay the full amount upfront. The more you can afford to pay on the down payment, the higher the chances are that you can secure a payment plan. The bail bondsman, however, will need to consider how reliable you are to make payments. They may need to perform a credit check, and get information such as the duration of your residency, employment history, arrest history, and more.

Interest Rates

Bail bond payment plans often carry interest rates as determined by the agent. The payment plan works like a loan and the company may consider what collateral you have available when determining how suitable and reliable you are. Interest rates should be explained to you by the agent, and you should consider how much you can afford to pay each month to avoid missed payments. Missed payments may increase your interest rate, and in some cases, you could lose your collateral.

Co-Signers for Payment Plans

If you can find someone to co-sign your bail agreement, the bondsman will consider their credit score to determine your eligibility for a payment plan. The co-signer must also demonstrate that they are financially responsible. A payment plan that is negotiated well will give you a quick release from jail, but you must commit to the monthly payments that you agreed on with your bail bondsman.

How PCS Bail Bonds Can Help You

PCS Bail Bonds has over 25 years of experience in the bail bond industry. We provide 24-hour bail bonds for charges including theft, embezzlement, drug possession, assault, and more. Our bond fees are 10% lower than our competitors to help our clients who need the extra help. You can easily apply for a free consultation by visiting our web site.

We have professional memberships in several renowned associations including the Professional Bondsmen of Texas, Tarrant County Bar Association, and Professional Bondsmen of Tarrant County. We serve clients in Fort Worth, Texas, and other municipalities in Tarrant County. We process our clients’ requests quickly and efficiently. Our bond agents are always on call and we can be down to the jail in under 30 minutes.

For more information, contact us at PCSDFW@aol.com or call us at 1-(888) 335-1655.

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